Would you like an easy way to compare lower-priced auto insurance rates in Norwalk, OH? Are you a victim of an underperforming, overpriced auto insurance policy? Believe me, you are not the only one feeling buyer's remorse.

A recent study showed that a large majority of drivers have stayed with the same insurance company for four years or more, and virtually 40% of consumers have never compared quotes from other companies. With the average auto insurance premium being $1,340, Norwalk drivers could save nearly $730 each year just by comparing rates, but they don't understand how simple it is to compare rates and save money. Companies like State Farm, Allstate, GEICO and Progressive promote their brand names with ads and it is challenging if not impossible to see past the geckos and flying pigs and do the work needed to find the best deal.

If you're already insured or just want a better rate, you can learn to cut your premiums without sacrificing coverage. Buying the cheapest auto insurance in Norwalk is much easier if you know where to start. Vehicle owners only need an understanding of the tricks to compare different rates from multiple carriers.

The quickest method to compare rates takes advantage of the fact most of the bigger providers have advanced systems to give free rates quotes. The one thing you need to do is provide a little information like the type of vehicles you drive, if you went to college, your general credit rating, and deductibles desired. Your rating data is instantly submitted to many different companies and you receive quotes almost instantly.

To get price quotes for your car now, click here and enter your coverage details.

The companies shown below offer price quotes in Ohio. If multiple providers are shown, it's highly recommended you visit two to three different companies to get a more complete price comparison.

Insurance Rates for Popular Vehicles in Norwalk
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LS AWD $624 $312 $52
Chevrolet Impala LS $652 $326 $54
Chevrolet Silverado LT Extended Cab 4WD $716 $358 $60
Dodge Grand Caravan CV $760 $380 $63
Dodge Ram Crew Cab ST 4WD $654 $327 $55
Ford Edge Sport AWD $856 $428 $71
Ford Escape Limited 4WD $642 $321 $54
Ford F-150 XLT Super Cab 4WD $668 $334 $56
Ford Focus SES 4-Dr Sedan $840 $420 $70
Ford Fusion SEL AWD 4-Dr Sedan $792 $396 $66
Honda Accord LX 4-Dr Sedan $666 $333 $56
Honda CR-V LX 4WD $656 $328 $55
Honda Civic LX-S 4-Dr Sedan $808 $404 $67
Hyundai Elantra Blue 4-Dr Sedan $556 $278 $46
Mazda 3 S Sport 4-Dr Sedan $764 $382 $64
Nissan Altima 2.5 4-Dr Sedan $808 $404 $67
Nissan Rogue S 2WD $834 $417 $70
Toyota Camry SE $746 $373 $62
Toyota Corolla S $636 $318 $53
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Prices based on married female driver age 40, no speeding tickets, no at-fault accidents, $1000 deductibles, and Ohio minimum liability limits. Discounts applied include safe-driver, claim-free, multi-vehicle, homeowner, and multi-policy. Information does not factor in vehicle location which can impact premiums considerably.

Higher deductibles save money

A question often asked by Norwalk drivers is at what level do you set your deductibles. The comparisons below may help you to understand the difference in cost when you select higher and lower insurance deductibles. The first pricing table uses a $100 physical damage deductible and the second price table uses a $1,000 deductible.

Honda Accord rates are for example purposes only. To get rates for your specific vehicle, click here.

Honda Accord insurance rates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $170 $290 $192 $12 $58 $747 $62
Accord LX 4-Dr Sedan $170 $290 $192 $12 $58 $747 $62
Accord EX 4-Dr Sedan $170 $290 $192 $12 $58 $747 $62
Accord LX-P 4-Dr Sedan $170 $290 $192 $12 $58 $747 $62
Accord LX-P 4-Dr Sedan $170 $290 $192 $12 $58 $747 $62
Accord EX-L 4-Dr Sedan $196 $352 $192 $12 $58 $835 $70
Accord EX 2-Dr Coupe $196 $416 $256 $16 $76 $985 $82
Accord LX-S 2-Dr Coupe $196 $416 $256 $16 $76 $985 $82
Accord EX-L 2-Dr Coupe $220 $416 $256 $16 $76 $1,009 $84
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Honda Accord insurance rates with $1,000 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Accord LX 4-Dr Sedan $94 $152 $192 $12 $58 $508 $42
Accord LX 4-Dr Sedan $94 $152 $192 $12 $58 $508 $42
Accord EX 4-Dr Sedan $94 $152 $192 $12 $58 $508 $42
Accord LX-P 4-Dr Sedan $94 $152 $192 $12 $58 $508 $42
Accord LX-P 4-Dr Sedan $94 $152 $192 $12 $58 $508 $42
Accord EX-L 4-Dr Sedan $108 $186 $192 $12 $58 $556 $46
Accord EX 2-Dr Coupe $108 $220 $256 $16 $76 $676 $56
Accord LX-S 2-Dr Coupe $108 $220 $256 $16 $76 $676 $56
Accord EX-L 2-Dr Coupe $122 $220 $256 $16 $76 $690 $58
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Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and Ohio minimum liability limits. Discounts applied include homeowner, multi-vehicle, claim-free, multi-policy, and safe-driver. Rate quotes do not factor in the specific area where the vehicle is garaged which can revise premiums greatly.

Based on this data, using a $100 deductible costs an average of $23 more each month or $276 for a full year than choosing the higher $1,000 deductible. Since the policyholder would be required to pay $900 more to file a claim with a $1,000 deductible as compared to a $100 deductible, if you average at least 39 months between claim filings, you would most likely save money by selecting a higher deductible.

Can higher deductibles save money?

The diagram below demonstrates how deductibles and can raise or lower Honda Pilot annual premium costs for different age groups of insureds. The premium estimates are based on a single female driver, full physical damage coverage, and no discounts are applied to the premium.

Honda Pilot rates are for example purposes only. To get rates for your specific vehicle, click here.

Car insurance rates based on gender

The chart below illustrates the comparison of insurance rates for male and female drivers in North Royalton. The costs are based on no violations or accidents, comp and collision included, $250 deductibles, single marital status, and no discounts are applied on a Hyundai Sonata Limited.

Hyundai Sonata rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Insurance policy discounts you can't miss

Insuring your fleet can be pricey, but there's a good chance there are discounts that you may not know about. A few discounts will be applied when you get a quote, but some discounts are required to be asked about prior to getting the savings.Insurance discounts

Remember that most of the big mark downs will not be given to the overall cost of the policy. Most only cut the cost of specific coverages such as liability, collision or medical payments. If you do the math and it seems like you would end up receiving a 100% discount, that's just not realistic.

To view companies that offer multiple discounts in Norwalk, click this link.

Insurance is an important decision

Despite the high cost, insurance serves several important purposes.

The benefits of buying enough insurance are without a doubt worth the cost, especially for larger claims. The average driver in Ohio is currently overpaying as much as $869 every year so shop around at least once a year to be sure current rates are still competitive.