Have you had enough of sacrificing to pay high car insurance rates every month? You have the same problem as the majority of other people in Ohio.

Amazingly, a recent NerdWallet.com study showed that the majority of drivers kept their policy with the same company for more than four years, and approximately 40% of consumers have never compared rates to find lower-cost insurance. Brunswick drivers could save about 55% a year, but they won't spend time to compare rate quotes online.

Big-name insurance companies like GEICO and Progressive constantly bombard you with ads and it is challenging if not impossible to see through the cute green geckos and mayhem and find the best price available.

If you currently have a car insurance policy, you will surely be able to lower your rates using these tips. Buying the cheapest auto insurance in Brunswick is much easier if you have a good place to start. But Ohio car owners benefit from understanding how the larger insurance companies compete online and use it to find better rates.

Discount Brunswick insurance quotes

Not many people think insurance is cheap, but you can get discounts that could help you make your next renewal payment. Certain credits will be shown at the time of quoting, but a few must be specifically requested before they will apply.Insurance discounts

Don't be shocked that many deductions do not apply to the whole policy. Most only reduce the price of certain insurance coverages like liability, collision or medical payments. So even though you would think all those discounts means the company will pay you, that's just not realistic.

If you would like to view companies that provide some of the discounts listed above in Brunswick, click this link.

Just remember that more quotes helps increase your odds of locating more affordable insurance.

The auto insurance companies shown below provide price quotes in Brunswick, OH. If the list has multiple companies, we recommend you compare several of them in order to get a fair rate comparison.

Insurance Rates for Popular Vehicles in Brunswick
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Equinox LTZ AWD $818 $409 $68
Chevrolet Silverado LS Crew Cab 2WD $1,038 $519 $87
Dodge Grand Caravan Hero $680 $340 $57
Dodge Ram Crew Cab ST 2WD $576 $288 $48
Ford Escape XLT 2WD $646 $323 $54
Ford Explorer Eddie Bauer 2WD $712 $356 $59
Ford F-150 Lariat Super Cab 4WD $906 $453 $76
Ford Focus SES 2-Dr Coupe $860 $430 $72
Honda Accord LX 4-Dr Sedan $514 $257 $43
Honda CR-V LX 4WD $586 $293 $49
Honda Civic EX-L 2-Dr Coupe $976 $488 $81
Honda Odyssey EX-L $668 $334 $56
Nissan Altima 2.5 S 4-Dr Sedan $944 $472 $79
Toyota Camry SE $846 $423 $71
Toyota Corolla LE $636 $318 $53
Toyota RAV4 Limited 4WD $704 $352 $59
Get Your Own Custom Quote Go

Table data assumes single male driver age 40, no speeding tickets, no at-fault accidents, $250 deductibles, and Ohio minimum liability limits. Discounts applied include homeowner, safe-driver, multi-policy, claim-free, and multi-vehicle. Price estimates do not factor in specific zip code location which can revise prices greatly.

How careless driving impacts auto insurance rates

The diagram below illustrates how violations and at-fault accidents impact Ford Focus insurance rates for different age groups. Data assumes a married female driver, full coverage, $500 deductibles, and no discounts are factored in.

Ford Focus rates are for example purposes only. To get rates for your specific vehicle, click here.

Auto insurance premiums based on gender

The example below illustrates the comparison of insurance premiums for male and female drivers in Brunswick. The premium estimates are based on no claims or driving citations, comprehensive and collision coverage, $500 deductibles, drivers are not married, and no policy discounts are applied on a Ford Fusion SEL.

Ford Fusion rates are for example purposes only. To get rate quotes for your specific vehicle, click here.

Local Brunswick insurance agents

Certain consumers would rather talk to an insurance agent and that is just fine! The best thing about comparing rate quotes online is the fact that you can find cheap insurance rates and still choose a local agent. And providing support for small agencies is important particularly in Brunswick.

By using this simple form, your coverage information gets sent to local insurance agents that can give you free Brunswick car insurance quotes for your business. You don't have to drive around because prices are sent instantly to you. You can find lower rates without having to waste a lot of time. If you have a need to compare prices from one company in particular, you would need to navigate to their website and submit a quote form there.

If you are wanting to purchase insurance from a reputable agency, there are a couple of different agency structures from which to choose. Insurance agents in Brunswick can either be independent agents or exclusive agents.

Independent Insurance Agents

Agents that choose to be independent do not sell for just one brand so they have the ability to put coverage with lots of companies and get the cheapest rates. To transfer your coverage to a different company, they simply move the coverage in-house and the insured can keep the same agent.

If you are comparing insurance prices, it's recommended you get several quotes from several independent agencies so that you have a good selection of quotes to compare.

Exclusive Insurance Agents

These agents have only one company to place business with like Farmers Insurance, Allstate, or State Farm. Exclusive agents cannot provide other company's prices so they really need to provide good service. Exclusive agents are usually well trained on their products and sales techniques which aids in selling service over price.

Deciding on a auto insurance agent should depend on more than just the price. These are some valid questions you should ask.

Smart consumers save more

When trying to cut insurance costs, it's very important that you do not buy less coverage just to save a little money. In many instances, someone dropped liability coverage limits only to find out that it was a big mistake. The proper strategy is to get the best coverage possible for the lowest price, but do not skimp to save money.

Cost effective insurance can be purchased both online and also from your neighborhood Brunswick agents, so you need to shop Brunswick car insurance with both in order to have the best chance of saving money. Some insurance providers do not provide online quoting and usually these smaller providers sell through local independent agents.

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