Scraping up a payment for pricey insurance in Warren can consume your accounts and maybe even restrict other spending. Comparison shopping can lower your rates and help to lower your monthly bill.

A recent survey discovered that nearly 70% of customers have purchased from the same company for a minimum of four years, and roughly 40% of drivers have never compared rate quotes at all. With the average insurance premium being $1,340, Warren drivers could cut their rates by almost 55% a year, but they just assume it takes a lot of time to compare rates and save money. Online insurance companies like State Farm, Farmers Insurance, GEICO and Allstate constantly blast consumers with ad campaigns and it can be hard to separate fact from fiction and take the time to shop coverage around.

If you have coverage now or are looking for a new policy, use these cost-cutting techniques to cut your premiums without reducing protection. Locating the best rates in Warren is not that difficult. You just have to know the most time-saving way to compare price quotes from many different companies online.

The companies in the list below can provide price comparisons in Ohio. If more than one company is shown, we suggest you compare several of them in order to find the lowest rates.

Insurance Rates for Popular Vehicles in Warren
Make, Model, and Trim Level Annual Policy Premium 6-month Policy Premium Monthly Premium
Chevrolet Impala LTZ $730 $365 $61
Chevrolet Silverado LTZ Crew Cab 2WD $768 $384 $64
Dodge Ram Crew Cab Laramie 4WD $1,118 $559 $93
Ford Escape Limited 2WD $610 $305 $51
Ford Explorer Limited AWD $624 $312 $52
Ford F-150 Lariat Crew Cab 4WD $1,000 $500 $83
Ford Focus SES 4-Dr Sedan $606 $303 $51
Honda Accord LX 4-Dr Sedan $656 $328 $55
Honda CR-V EX 2WD $680 $340 $57
Honda Civic EX-L 2-Dr Coupe $872 $436 $73
Mazda 3 I Touring 4-Dr Sedan $856 $428 $71
Nissan Altima 2.5 S 4-Dr Sedan $646 $323 $54
Nissan Rogue S AWD $680 $340 $57
Toyota Camry XLE $920 $460 $77
Toyota Corolla LE $920 $460 $77
Get Your Own Custom Quote Go

Table data assumes single male driver age 50, no speeding tickets, no at-fault accidents, $250 deductibles, and Ohio minimum liability limits. Discounts applied include multi-policy, claim-free, homeowner, multi-vehicle, and safe-driver. Prices do not factor in specific Warren garaging location which can change price quotes greatly.

How careless driving impacts car insurance rates

The example below demonstrates how traffic citations and accident claims can influence Hyundai Elantra insurance prices for different insured age categories. Data assumes a single female driver, comprehensive and collision coverage, $1,000 deductibles, and no discounts are applied.

Hyundai Elantra rates are for example purposes only. To get rates for your specific vehicle, click here.

Get lower-cost car insurance with discounts

Car insurance is expensive, but there's a good chance there are discounts that may help make it more affordable. Some discounts apply automatically when you complete an application, but some discounts are required to be asked about prior to receiving the credit.Cheaper car insurance with discounts

While discounts sound great, it's important to understand that most discounts do not apply to the whole policy. Some only reduce specific coverage prices like physical damage coverage or medical payments. Despite the appearance that you could get a free car insurance policy, it doesn't quite work that way.

Companies and their offered discounts are shown below.

Double check with every prospective company what discounts are available to you. Discounts may not apply to policies in Warren.

Warren insurance prices are influenced by these factors

When buying insurance it's important to understand some of the elements that aid in calculating the rates you pay for insurance. When you understand what influences your rates, this allows you to make educated decisions that could result in big savings. Many different elements are considered when you quote your car insurance policy. Some are obvious such as your driving history, but others are more transparent such as whether you are married or your financial responsibility.

Smart consumers save more

Budget-conscious auto insurance can be bought both online and from local insurance agents, so you need to shop Warren auto insurance with both to have the best rate selection. Some insurance providers may not have the ability to get a quote online and these smaller providers only sell through independent insurance agencies.

As you shop your coverage around, it's very important that you do not sacrifice coverage to reduce premiums. There are a lot of situations where drivers have reduced comprehensive coverage or liability limits only to find out that a couple dollars of savings turned into a financial nightmare. Your goal is to purchase plenty of coverage at the best cost, not the least amount of coverage.

Additional information